You might be thinking of getting a head start on next Christmas by planning a January shopping trip during the sales.  I have a lot of my gifts this year already by doing this. 

This doesn't work with consumable gifts of course, and be careful of getting caught with something which your intended recipient may buy themselves during the year.  Also, it's can be very hard to wait a whole year. 

So choose carefully in the sales, and don't even step out the door without a well prepared list. 

Gift wrap, cards and decorations are good things to pick up, and if you can put some money aside for yourself and your family for clothing and household items to spend in the sales, that's great. 

If it's all going on credit though, you're better off doing without unless you can pay it off before it attracts any interest.  Don't be a credit card victim.

Comments (0)

Subscribe to this comment's feed

Name

Email

Comment

smaller | bigger

I have read and agree to the Terms of Usage.

Add Comment Preview